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Case Study

OpenSky doubles conversions and scales brand impact with omnichannel breakthrough

OpenSky doubles conversions and scales brand impact with omnichannel breakthrough
payment
“Quantcast has been a transformative partner for OpenSky. Their platform not only delivered impressive performance and measurable incrementality, but it also empowered us to build significant brand equity and cultivate trust through omnichannel storytelling."

JJ Kaye, EVP CMO, OpenSky

2X

conversion rate increase with full omnichannel activation in Q1

11.7%

incrementality with display-only testing in Q4

OpenSky is a secured credit card provider that helps people build credit fast with monthly bureau reporting, built-in line increases, and accessible financial tools.

Industry

Financial Services

Brand

OpenSky

Product

Audio, CTV, Quantcast Advertising Platform

Challenge

OpenSky, a secured credit card provider helping individuals build or rebuild credit, began working with Quantcast in late 2023. Their initial goal was straightforward: run evergreen display campaigns optimized for direct response, leveraging lookalike audiences built from converters to acquire new customers at an efficient cost-per-acquisition.

However, by the end of 2024, OpenSky’s vision evolved dramatically. They aimed to reposition themselves as a trusted brand while building a direct-to-consumer channel. Historically reliant on affiliates, OpenSky sought to increase brand awareness and own more of their customer acquisition journey, with 2025 declared the "year of brand-building and omnichannel storytelling." The challenge was clear: could programmatic advertising deliver both measurable performance and long-term brand equity in a highly regulated advertising environment?


Solution

In Q1 2025, OpenSky launched its first fully integrated omnichannel campaign, anchored by a unified, timely message: "Tax Season is Credit Comeback Season." The campaign was carefully timed around National Tax Day, ensuring contextual relevance.

Key elements of the omnichannel rollout:

  • Programmatic reach across CTV, Display, Audio, Online Video, and Social, ensuring consistent messaging and frequency
  • Creative that motivated audiences with a relatable, seasonal message around financial resets
  • Influencer integration with @MillennialInDebt with webinars, Instagram Lives, and a 30-Day Credit Challenge to extend reach authentically into communities inaccessible through Meta and TikTok’s strict ad category restrictions

Quantcast's advanced lookalike targeting, built on real conversions, gave OpenSky access to targeting capabilities unavailable on traditional paid social platforms due to credit category restrictions on demographic or interest-based audience building.


Results

OpenSky began with a baseline to ensure its shift to omnichannel was data-driven. In Q4 2024, they ran a display-only incrementality test through Quantcast to measure the actual performance of their evergreen direct response campaigns. Even without fresh creative or expanded tactics, the test delivered an 11.7% incrementality rate, exceeding the 10% benchmark—a critical confidence boost.

The Credit Comeback campaign delivered exceptional results for OpenSky:

  • Exceeding goals by 142% for secured card acquisition
  • 2x conversion rate increase with full omnichannel activation in Q1

The campaign's success is a testament to OpenSky's ambition to become America's most trusted credit-building partner, demonstrating that strategic, well-timed, measurable marketing can build trust and drive significant business outcomes.

"The ability to activate across various channels and see real-time impact was precisely what we needed to achieve our 'year of brand-building and omnichannel storytelling' goals, ultimately doubling conversions and expanding our brand's reach.”

JJ Kaye, EVP CMO, OpenSky

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